Which Amazfit Watches Have NFC Pay? Zepp Pay Models & Setup Guide

Tired of juggling your phone and wallet when you’re dripping sweat after a run?

The dream of paying with a quick tap of your wrist is one of the biggest reasons to upgrade to a modern smartwatch.

If you’re looking at an Amazfit device—like the new Balance 2 or T-Rex 3 Pro—you’re right to ask: Does it have NFC pay?

Short answer: Yes, some Amazfit watches do support NFC payments through their proprietary system called Zepp Pay.

Long answer: It depends heavily on where you buy your watch and which model you choose.

This guide breaks down the specific Amazfit watches with NFC, how Zepp Pay works, where it’s available, and how to set it up properly.

Quick Summary: Amazfit Watches with NFC Payment (2023–2025)

Zepp Pay: Amazfit’s NFC Payment System Explained

Amazfit’s modern NFC solution runs on Zepp OS under the banner of Zepp Pay — the successor to the older Alipay/UnionPay NFC systems used in early Amazfit models.

Thanks to a partnership with Mastercard, Zepp Pay allows you to:

• Store up to 8 debit or credit cards securely in the Zepp App.
• Make contactless payments by simply tapping your wrist at any NFC-enabled terminal.
• Enjoy Mastercard-level encryption and security, verified directly within the Zepp App.

Zepp Pay is currently the only supported payment platform for global Amazfit watches — and it’s expanding gradually across Europe.

Regional NFC Availability: The Global Catch

Your ability to use Amazfit’s NFC feature depends not just on the model, but also on the region you purchased it from.

1. Europe, Middle East & Africa (EMEA) – ✅ Payment Enabled

If you buy a new Amazfit (like Balance 2,  Active 2 Premium , or T-Rex 3) in Europe, you’re in luck — NFC payments are fully functional.

Supported Payment: Zepp Pay (Mastercard)

Availability: Over 30 countries, including:

UK, France, Germany, Italy, Spain, Austria, Belgium, Czechia, Denmark, Ireland, Netherlands, Poland, Portugal, Sweden, Switzerland, and more.

You can link your Mastercard directly or use Curve to connect other cards.

2. United States & Asia-Pacific (APAC) – ❌ Payment Disabled

Most Amazfit watches sold in the U.S. and Asia either lack NFC hardware entirely or have Zepp Pay disabled in firmware.

Example: The EMEA version of the Amazfit Active 2 Round Premium includes NFC, but the U.S. and Asia-Pacific models do not.

Why?

Amazfit has not yet partnered with Mastercard or local financial regulators to enable Zepp Pay outside Europe.

3. China – Local NFC Systems Only

In Amazfit’s home market, NFC payments work — but only with local Chinese systems.

• Older Models (e.g., Amazfit Verge): Supported Alipay and UnionPay for retail and transport payments.
• Newer Models: May use UnionPay QuickPass.
• Global Zepp Pay (Mastercard): Not available in China.

How to Set Up NFC Payments (Zepp Pay) on Amazfit

Once you’ve confirmed your Amazfit watch supports NFC (and you’re in an eligible region), setup is simple and secure.

Step 1: Secure Your Watch

First activate your passcode protection Before adding cards

1. Open the Zepp App on your smartphone.
2. Go to Profile → My Devices → [Your Watch] → Watch Settings.
3. Turn on Off-wrist Lock and set a PIN or password.
4. This ensures your watch locks automatically when removed.

Step 2: Add Your Mastercard

1. In the Zepp App, go to Zepp Pay (under Device Settings or Apps).
2. Tap Add Card → enter your Mastercard details.
3. Follow the verification steps with your bank.
4. You can store up to eight cards for easy switching.

Pro Tip: Use Curve to Add Non-Supported Cards

If your bank isn’t listed, use Curve — a digital wallet that acts as a Mastercard “bridge.”

Add your Visa, AmEx, or other cards to Curve, then add your Curve Mastercard to Zepp Pay.

Step 3: Tap and Pay

1. On your watch, open Zepp Pay (via the app list or quick menu).
2. Select your card.
3. Hold your wrist near any contactless terminal until you feel a vibration or beep.

You’ve just paid — no phone or wallet needed.

❓ FAQs: Which Amazfit Watches Have NFC Payment?

Final Thoughts: Check Your Model’s Region Before Buying

If you’re purchasing an Amazfit smartwatch mainly for contactless payments, always verify:

Before you buy, check the product listing or ask the retailer about NFC availability — especially if you’re importing your watch.

Bottom Line

• Zepp Pay = Amazfit’s NFC payment system (Mastercard-based).
• Only works in Europe (EMEA) as of 2025.
• Supported models: Amazfit Balance, Balance 2, Active 2, T-Rex 3 series.
• Older models like Verge use Alipay/UnionPay (China only).

So yes — you can pay with your Amazfit watch… just make sure you’ve got the right model in the right region.

Happy tapping 🏃💳⌚

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• 7 Best Amazfit Watches 2025: Buyer’s Guide & Reviews.
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• Amazfit Balance 2 Guide: Style, Power, and Battery Life.